Real Estate Markets are Volatile to Say the Least
Foreclosures and Property Problems are on the Rise
Banks seize 367,000 homes as housing pain spreads across US... and it is about to get much worse
During 2025
The past year was difficult for homeowners — but experts warn that 2026 could be even more challenging.
Foreclosures — when a bank or lender takes back a home after missed mortgage payments — rose 14 percent from a year earlier.
In total, 367,460 US properties faced foreclosure filings in 2025, meaning they were in some stage of being taken over by a lender.
Experts Warn Trouble is Coming
Experts warn even more homes may be seized in 2026. 'If the job market weakens, and it may very well, then we could unfortunately down the road see the increase in the foreclosure rate significantly accelerate,' said economist Michael Szanto.
Indeed, the outlook for the housing market — and the wider economy — is increasingly bleak. In total, the US added only around 584,000 jobs in 2025, making it the weakest year for job growth outside a recession since 2003.
As foreclosures rise, neighborhoods are flooded with discounted, bank-owned homes, dragging down nearby property values. For homeowners, that often means losing equity simply because of where they live.
A surge in foreclosure filings are a symptom of deeper financial problems: homeowners squeezed by higher taxes and interest costs are falling behind, as they fail to pay other debts, such as credit cards and car loans, as well.
That dynamic is reviving fears of a downturn reminiscent of 2008.
Americans are Struggling to Pay for there Homes
If Americans are struggling to pay their mortgages, they’re likely cutting back on essentials like food, transportation, and healthcare — an affordability crunch that weighs on economic growth.
Foreclosures were most concentrated in a handful of states in 2025, with Florida topping the list at one filing for every 230 homes — an unsettling sign in a state already grappling with soaring insurance and housing costs.
Szanto explained that Florida's condo crisis was partly responsible: 'Florida is being uniquely affected by a massive rise in assessments for older condo buildings in response to the tragic Surfside collapse.'
Delaware followed closely at one in every 240 housing units, while South Carolina wasn’t far behind at one in 242.
Problem Areas and Areas of Concern
Illinois and Nevada rounded out the top five, each posting foreclosure filings on roughly one out of every 248 homes, underscoring that financial strain is spreading well beyond any single region.
A closer look at metro areas paints an even starker picture. Among the 225 metropolitan regions with at least 200,000 residents, Lakeland, Florida, stood out with the highest foreclosure rate in the country in 2025, with one in every 145 homes entering the foreclosure process.
Columbia, South Carolina followed at one in 165, while Cleveland, Ohio ranked third at one in 187.
Florida appeared again on the list with Cape Coral (one in 189), joined by Atlantic City, New Jersey, where one in every 192 housing units faced a foreclosure filing — signaling mounting stress in both Sun Belt and legacy markets alike.
Large Metro Areas are getting hit hard
The pressure was also evident in the nation’s largest metro areas.
Among cities with populations exceeding one million, Jacksonville, Florida posted the worst foreclosure rate in 2025, with one filing for every 200 homes.
Las Vegas wasn’t far behind at one in 210, followed by Chicago at one in 214 and Orlando at one in 217, highlighting that even major housing markets are increasingly feeling the strain.
In November, 35,651 properties had a foreclosure filing — up a staggering 21 percent from just one year earlier.
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Total Real Estate Solutions
What we do for our Clients
A private real estate solutions firm is a professional who specializes in identifying, negotiating, and resolving complex issues within real estate transactions, often behind the scenes. They work with property owners, investors, or developers to unlock value by addressing problems such as distressed assets, title complications, zoning challenges, stalled deals, or sensitive negotiations. Using industry knowledge, networks, and discretion, a private real estate fixer helps structure creative solutions, facilitate introductions, and move deals forward that might otherwise fail, typically operating outside the traditional brokerage role and focusing on results rather than public marketing.
Who we Support
1. Property Owners with Problems
- Owners facing foreclosure, liens, or legal disputes
- Owners of distressed or inherited properties
- Landlords dealing with problem tenants or vacant buildings
- Owners who need to sell quickly and discreetly
2. Buyers & Investors
- Investors looking for off-market deals
- Buyers who want access to properties not publicly listed
- Developers needing help with assemblies, zoning issues, or negotiations
- High-net-worth individuals who value privacy and speed
3. Sellers Who Want Privacy
- Public figures or executives who don’t want listings online
- Families handling divorce, probate, or estate transitions
- Businesses selling real estate as part of a quiet restructuring
4. People Facing Time Pressure
- Owners needing a fast exit due to financial strain
- Buyers with hard deadlines (1031 exchanges, relocations)
- Situations where delays could cost significant money
5. Parties Needing Creative Solutions
- Structuring seller financing or lease-backs
- Coordinating multiple stakeholders (banks, attorneys, heirs)
- Resolving title, zoning, or use issues before a sale
- Negotiating deals that don’t fit standard templates
6. Clients Who Want One Point of Contact
- People who don’t want to manage agents, lawyers, lenders, and contractors
- Clients who want a trusted intermediary to handle the entire processWe are on a mission to revolutionize the way people live, work, and play. Our vision is to create a world where everyone has access to innovative products and services that enhance their lives.
We Support the Real Estate Industry
Transactions we Support
1. Fix-and-Flip Transactions
1. Fix-and-Flip Transactions
- Purchase distressed or undervalued properties
- Renovate to improve condition and value
- Resell for profit within a short time frame
- Common in residential real estate (single-family, condos, small multifamily)
2. Distressed Property Acquisitions
2. Distressed Property Acquisitions
- Foreclosures
- Short sales
- REO (bank-owned) properties
- Estate or probate sales
- Properties with deferred maintenance or code violations
3. Value-Add Transactions
3. Value-Add Transactions
- Cosmetic rehabs (paint, flooring, kitchens, baths)
- Structural or major system upgrades (roof, plumbing, electrical)
- Repositioning properties to a higher price or rent tier
4. Cash or Hard-Money Purchases
4. Cash or Hard-Money Purchases
- All-cash deals for speed and certainty
- Hard-money loans or private lending
- Bridge financing for short-term rehab projects
5. Buy-Rehab-Refinance (BRRR) Transactions
5. Buy-Rehab-Refinance (BRRR) Transactions
- Buy below market value
- Renovate
- Refinance based on the improved value
- Hold as a rental instead of selling
6. Wholesaler-Facilitated Transactions
6. Wholesaler-Facilitated Transactions
- Purchasing properties assigned or double-closed by wholesalers
- Off-market deals sourced directly from sellers
7. Investor-to-Investor Transactions
7. Investor-to-Investor Transactions
- Selling partially renovated projects
- Selling to other fixers or landlords
- Joint-venture deals
8. Commercial or Small Multifamily Fixes (Less Common)
8. Commercial or Small Multifamily Fixes
- Duplexes, triplexes, fourplexes
- Small apartment buildings
- Mixed-use properties needing repositioning
What a Real Estate Fixer Usually Does NOT Handle
What a Real Estate (Solutions Provider) Usually Does NOT Handle
- Traditional owner-occupied retail home purchases
- Long-term property management
- Luxury new construction (unless involved in redevelopment)
A Trusted Partner for all your Real Estate Needs
We are your Trusted Partner
Discover a smarter way to navigate real estate with a team that handles it all. From buying and selling to leasing, property management, and investment guidance, we offer total real estate solutions designed to make every step seamless and stress-free. Our expert insight, personalized approach, and commitment to results ensure you get more than a service—you get a trusted partner focused on maximizing value and turning your property goals into reality. Whether you’re a first-time buyer or a seasoned investor, we’re here to simplify the process and deliver results you can trust.
Trusted Value for our Clients
Being a trusted value for clients in private real estate matters means delivering more than transactions—it means providing clarity, confidence, and strategic insight at every stage of the process. By combining deep market knowledge with careful attention to each client’s objectives, risks, and timelines, a real estate advisor can identify opportunities that align with long-term goals while protecting capital and minimizing uncertainty. Discretion, diligence, and responsiveness are essential, ensuring that complex negotiations, due diligence, and structuring are handled seamlessly. Ultimately, true value is created by acting as a committed partner who anticipates challenges, offers sound guidance, and helps clients make well-informed decisions that support sustainable growth and success.
What makes us a Trusted Partner
We are a trusted real estate solutions provider committed to delivering results with clarity, integrity, and expertise. Our team combines deep market knowledge with a proven, strategic approach to help clients navigate every stage of the real estate process with confidence. We listen first, act decisively, and tailor solutions to each client’s unique goals—whether optimizing value, solving complex challenges, or creating long-term opportunities. With a track record built on transparency, responsiveness, and measurable outcomes, we don’t just complete transactions—we build lasting partnerships and deliver solutions you can rely on.
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